If you've heard the phrase "property chain" and you're not quite sure what it means, you're not alone. It’s one of those industry terms that’s used a lot, but not always explained in simple terms.A property chain is just a series of linked property transactions - buyers and sellers who are all dependent on one another to move.If you're selling a home and buying your next one at the same time, you're in the middle of the chain. Your buyer might also be selling, and their buyer might be doing the same - forming a chain of people all connected by each move.

Why does the property chain matter?

Because every part of the chain has to progress smoothly. If one sale falls through or gets delayed, it affects everyone else. It’s a bit like dominoes: each move is connected to the one before and after it.

What can cause delays?

Some common things that can slow the chain down:

• Waiting for mortgage approvals
• Missing documents or legal delays.
• Survey issues or repairs needed
• People changing their minds

Delays are normal (and often avoidable), but it's helpful to be prepared and stay responsive.

How to keep the chain moving

Even though you can't control every part of the chain, there are things you can do to help:

• Get your documents and legal forms sorted early
• Stay in regular contact with your agent and solicitor
• Respond quickly to questions or paperwork
• Be flexible with timelines, if you can

You’ll fill in some forms

To move things along, you’ll need to complete a few forms for your solicitor. These help the buyer understand your property and what’s included in the sale.

You may be asked to provide:

• A Property Information Form (TA6)
• A Fittings and Contents Form (TA10)
• Leasehold Information (if applicable)

This is also a good time to gather any documents related to guarantees, building work, or service charges if you haven’t already.

Final thoughts

Chains can be stressful - but they’re also incredibly common. The key is good communication, being organised, and having a great agent who keeps things moving and keeps you updated.

If you're unsure where things are up to, just ask your agent. They’re on top of the entire process and keeping things on track every day.

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