January 29, 2026
Street Blog

EPC Ratings: Why they matter

In 2026, the energy efficiency of your home is a primary consideration for buyers. What used to be a background document is now a key factor in how your property is valued and how quickly it sells.

An Energy Performance Certificate (EPC) rates your home from A to G. But for a seller, it represents something much more practical: the buyers' monthly running costs and their ability to secure a mortgage.

The financial impact on your sale 

Buyers are no longer just looking at the asking price. They are calculating the "total cost of ownership." A property with a C rating or higher is inherently more valuable because it qualifies for Green Mortgages. These products offer lower interest rates, making your home more affordable to a wider pool of buyers compared to a similar house with an E rating.

If your buyer is an investor, a rating below C is often an immediate "no." Current regulations mean they may not be able to let the property without spending thousands on upgrades first. Having that C rating already locked in makes your home a turn-key investment.

Move-in ready means "renovation-free" 

The modern buyer has a low appetite for post-sale projects. When a surveyor flags poor insulation or an ancient boiler, it’s often used as a tool to renegotiate the price downwards. By addressing your EPC rating before you hit the market, you protect your asking price and prevent mid-chain wobbles.

High-impact wins before you list 

You don't need a full retrofit to move the needle. If your certificate has expired or is sitting on a D, these specific steps often yield the best return:

  • Insulation: Ensure your loft has 270mm of mineral wool. It’s one of the first things an assessor checks.
  • Lighting: Replace every bulb with an LED equivalent. It’s a low-cost way to pick up easy points.
  • Heating controls: Adding thermostatic radiator valves (TRVs) or a smart thermostat shows the assessor that the system is being managed efficiently.

Check your current status 

Before you book a new assessment, check the government’s EPC Register to see your current expiry date and the specific recommendations listed on your last report.

A strong EPC rating is a badge of a well-maintained home. It gives buyers confidence and gives you the leverage to hold your price.

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